Hey Credit Unions, YOLO.

I know. You're ready for the term "YOLO" (You Only Live Once) to go the way of Rebecca Black and disappear completely.

This post isn't a dramatic opus about the impending death of credit unions. This post is merely to remind credit unions that we need to take chances. There has never been a better opportunity in history for innovation, change and risk taking.

Imagine that within this box is your credit union.

Now. I want you to take your credit union and move it...outside of the box.

We've got to seize all of the advances, innovations and tools that technology has afforded us, and we can't be afraid to make mistakes!

Credit unions have got a (not completely undeserved) bad rap. Credit unions are serious. Credit Unions are places for old people.

Its up to us, right now in this moment to write the future. I know what you're thinking - "DeAndre, its easy enough for you to say. You don't have to think it, implement it and make it happen." And this is true. However, everything worth gaining is worth working hard for.

What does this mean for your credit union? More social media, more events, more engagement? I can't say definitively. But take the first steps in that direction.

Let's change the temperature. Let's shake up the conversation. After all, YOLO.

DeAndre