Should we be so quick to discount user-generated advertising?

By Tim McAlpine

Last Friday, my "News flash: user-generated content is dumb" blog post created a lively conversation in the comments. Especially with my headline writer, Ron Shevlin. Ron was quick to point out that he didn't mean that blog comments or user reviews are dumb, he meant that user-generated advertising is dumb.

If I interpret Ron's viewpoint correctly, he was stating that large advertisers are chasing the latest trend hoping to strike gold by blindly jumping on the user-generated bandwagon without careful consideration and proper measurement of these experiments.

Trey Reeme summed it up nicely with his comment:

"Creating a strategic framework for experimentation and then measuring the impact is the key."

Agreed.

The only thing I take issue with is discounting a marketing approach because you personally think it is dumb.

Dumb or not, the lure is undeniable. And here is the latest lure: Cherry Chocolate Rain by Tay Zonday brought to you by Dr. Pepper.

Tay Zonday? Unless you have been living under a rock, you must have heard his original amateur song, Chocolate Rain, posted to YouTube on April 22, 2007? It has been viewed more than 11 million times and has spawned a slew of copycats including my favourite by Chad Vader.

Dumb huh? No doubt. Cherry Chocolate Rain was posted to YouTube on November 28, 2007 and as of this writing, it has been viewed more than 900,000 times, not including the people looking over the primary viewer's shoulders. Has more Dr. Pepper been sold? I don't know, but I'll bet the folks at Cadbury-Schweppes are keeping track.

This particular example brings up another question. When user-generated advertising gets a slick production overhaul, is it still user-generated and does it still resonate? Read the comments below the Cherry Chocolate Rain video on YouTube and you will see the divided opinions! Even the highly stylized Apple advertising is getting in on the action. This particular ad for the new iPod Touch was a professional redo of a user-generated ad from Nick Haley, an 18-year-old Apple fan.

The reality for the credit union marketer is obviously different than the reality of the mega-brand manager, but we shouldn't just cast a marketing approach aside because we might feel it's dumb.

Ron's other comment:

"The UGC campaign that the bank I alluded to is running will generate a lot of submissions. Big deal. What does it buy them? More business? Deeper relationships? If they say yes, I'll say how do you know? And I'll bet the $7 in my pocket they don't have a good reason for that."

Very good point. This particular campaign does seem superficial, potentially boring and it will likely not pull in the new business necessary to cover the media buy.

But, what if we can think beyond the obvious and really collaborate with our credit union membership? I believe credit unions are ideally positioned to leverage their member relationships to create engaging content and, in doing so, deepen member relationships and sell more products and services. Just look at what FORUM Credit Union has done in Indiana with its user-generated advertising campaign. All user-generated advertising doesn't have to be dumb.

The Generation Y Extreme Checking account from Fairfax Credit Union is a real-world example of a user-generated advertising contest going on right now in the credit union space. Is it dumb? Maybe. Will it be effective? We'll see.

My advice: I think user-generated advertising should be considered by credit unions and if it fits your credit union's overall marketing strategy, do it. I agree with Jeffry Pilcher's comment:

"I'm also very curious and very optimistic that the collective yield holds greater possibilities than my singular vision."

Ron's first comment sums up that everything you put out on the Internet is fair game and has the ability to spark conversation.

"I feel compelled to clarify and—to a certain extent—take back my remark. On one hand, my comment was intended in an off-hand manner, but that's no excuse (blogging and commenting is a public sport)."

I will now officially lay off Ron. And Ron, thanks for your blog, it is one of the best and really makes me think and solidify my own perspective! Keep up the great work.

Credit Union Chocolate Rain anyone?

Comments

1) Ginny Brady @ Dec 03, 2007
http://boardcast.typepad.com/weblog/

Is Forum CU's campaign really user generated? It's true that there is no "script" but I'm assuming that the members invited to participate were prompted by the credit union's marketing team. We, at UFirst, have an ad campaign with member participants. Is that considered "User Generated"? I think these campaigns may work when members (consumers) have a personal interest in the service (or product) they're helping to market.

I did a google search for "Consumer Generated Ads" and came up with lots of hits. Here's an ad that won a Doritos contest back in Feb. http://tiny.cc/B5cjd It might be interesting to have a you tube collection.

2) Doug True @ Dec 03, 2007
http://www.dougtrue.net

@Ginny... good points and I thought I would answer your question about FORUM CU's campaign. It likely is a hybrid. We had open auditions and any member could apply to be included. They then could say whatever they wanted about FORUM. We then pieced the clips together to form the campaign. I hope this helps. It has been well received here in Indy.

3) Ginny Brady @ Dec 04, 2007
http://boardcast.typepad.com/weblog/

@Doug - thanks for the clarifcation. Our ad campaign has member participation but our marketing gus did the script. Your approach is very interesting. Thanks for sharing it.

Add a comment

*Name:
*E-mail:	(Will not display with comments)
Website:
Comments:
	Enter text shown in the image below:

BLOG SEARCH

BLOG CATEGORIES

30 Things (24)
A Day In The Life! (56)
Announcements (27)
Awards (7)
BarCampBank (15)
Big Evil Banks (17)
Blogging (22)
Blogs To Read (7)
Board of Directors (2)
Book Reviews (2)
Branding (47)
Challenge Marketing (19)
Collaboration (2)
Community (4)
Conferences (46)
Co-op Advertising (2)
CU Branding 101 (11)
CU Innovators (19)
CU Movement (15)
Cuckoo Campaigns (6)
CUES Podcast (4)
Currency Work (21)
Demographics (3)
Economy (1)
Endorsements (2)
Guest Posts (10)
I Heart CUs (33)
In The News (8)
Innovations (10)
Marketing (80)
Member Acquisition (1)
Member Service (16)
Musings (4)
Naming (3)
New Competitors (2)
Off Topic (3)
Opinion Polls (6)
P2P Lending (4)
Podcasts (26)
Positioning (8)
Press Coverage (2)
Product Dev (10)
Productivity (2)
Public Relations (8)
Ranting (5)
Scary Big Ideas (4)
Segmentation (2)
Service Not Enough (3)
Shout Out! (25)
Small CUs (5)
Social Economy (6)
Social Media (137)
Speaking (40)
Technology (20)
The Truly Weird (4)
Tips: Bad Practices (2)
Tips: Good Practices (3)
User-Generated (31)
Viral Marketing (6)
Web 2.0 (154)
Wet Blanket (1)
Young & Free (78)
Youth Marketing (83)
YouTube Videos (76)

ARCHIVES

August 2010 (3)
July 2010 (2)
June 2010 (2)
May 2010 (2)
April 2010 (3)
March 2010 (2)
February 2010 (7)
January 2010 (5)
December 2009 (5)
November 2009 (6)
October 2009 (7)
September 2009 (27)
August 2009 (5)
July 2009 (3)
June 2009 (3)
May 2009 (6)
April 2009 (8)
March 2009 (6)
February 2009 (7)
January 2009 (6)
December 2008 (11)
November 2008 (17)
October 2008 (11)
September 2008 (25)
August 2008 (20)
July 2008 (18)
June 2008 (18)
May 2008 (18)
April 2008 (21)
March 2008 (21)
February 2008 (14)
January 2008 (11)
December 2007 (7)
November 2007 (6)
October 2007 (6)
September 2007 (7)
August 2007 (9)
July 2007 (12)
June 2007 (11)
May 2007 (7)
April 2007 (3)
March 2007 (3)
January 2007 (1)
December 2006 (3)

OUR WRITERS

Nala Henkel (38)
Tim McAlpine (354)
Colleen Pepper (1)
CU Skeptic (1)

RECENT POSTS

August 31, 2010
Want to attend How Magazine's Mind Your Own Business Conference? I've got a code for you!

August 20, 2010
Lack of young blood runs deeper than membership

August 8, 2010
Young, Free and Super-charged

July 28, 2010
There actually IS meat on bacon!

July 19, 2010
Co-op Vegas?
(2 Comments)