It’s a Money Thing terms and conditions


1. Money-back guarantee

Within the first 60 days after the delivery of your content, you may cancel your membership for any reason and your credit union will receive a full refund. Simply email your instructions to during this time period.

2. Payment

Your membership can be billed to your credit card monthly or annually. We do offer an invoice option for annual billing as well.

3. Delivery

Customized content files will be delivered within one week of your order. We will share a private link and you are welcome to start using your content immediately. When new content packs are completed and added to the It's a Money Thing content library, we will customize and deliver to your credit union by a private link.

4. Usage

All of the content that you receive can be used by your credit union for as long as your membership is active. You are free to edit the non-video files to suit your needs. The videos are licensed for web use only; please contact us for information on TV, radio and other broadcast applications.

5. Renewals

Monthly and annual membership will automatically renew at the end of each term. If your credit union pays by credit card, your credit card will be charged on the renewal date. If your credit union pays by check, an invoice will be issued on the renewal date.

6. Cancellation

If at any time you are unsatisfied, you can cancel. Email to let us know that you’d like to discontinue your membership.

7. Removal

If you decide to cancel your membership, your credit union will need to stop using all content within one month of cancellation. This includes the removal all existing digital It's a Money Thing content from the Internet including your website and social media sites. All existing printed materials must be destroyed and all digital files must be deleted from your computer systems, servers, thumb drives and back-up systems.

8. License and use

Currency Marketing Inc. hereby grants your credit union a non-exclusive license to use the It’s a Money Thing content for as long as your membership is active.

9. Trademark and ownership

Currency Marketing Inc. owns the trademark rights to “It’s a Money Thing” in the United States and in Canada. Currency Marketing Inc. grants your credit union a license to use the term “It’s a Money Thing” for as long as your membership is active.

10. Discontinuation of new content production

Currency Marketing Inc. is committed to producing six new content packs per year to add to the existing content library. Should Currency Marketing Inc., for whatever reason, decide to stop producing new content packs, all active clients will be permitted to continue using the delivered content for a fee of $2,500 USD per year.

11. Assignment

Your membership may not be assigned by your credit union without the prior written consent of Currency Marketing Inc. Your credit union may not provide the content to any other business without Currency Marketing Inc.’s permission.

12. Indemnification

Your credit union indemnifies and holds harmless Currency Marketing Inc. and its affiliates and their respective directors, officers, agents and employees from any and all damages incurred by the credit union’s use of It’s a Money Thing content. Currency Marketing Inc. is not responsible for any financial decisions made by any person, or financial or product decisions made by the credit union.

It’s a Money Thing Academy

13. Collection of personal information

The Premium Plan (It’s a Money Thing Academy) is built on a third-party learning management system called All of a credit union's customized financial education materials are posted and offered in online courses. The platform requires a user to enter their name, email address and a password, and is not linked to the credit union data or website in any way. provides this security statement: “The Teachable platform automatically creates SSL certificates for the sign-up and login pages on their websites—the pages where critical information is passed between user and website.”

Updated June 12, 2019