Terms and conditions


1. Money-back guarantee

Within the first 60 days after the delivery of your first content pack, you may cancel your subscription for any reason and your credit union will receive a full refund. Simply email your instructions to info@currencymarketing.ca during this time period.

2. Payment

Your subscription can be billed to your credit card for our monthly, quarterly, annual and advance bundle plans. For our annual and advance bundle plans, we do offer an email invoicing option as well. 

3. Delivery

Customized content pack files will be delivered on your choice of the middle of the month or the end of the month. We will share a private link and you are welcome to start using your content immediately.

If you chose our invoice option for payment, your content will be delivered following our receipt of your payment, on your choice of the middle or end of the month. This could result in a delay in the delivery of your first content pack.

4. Usage

All of the content that you receive can be used by your credit union for as long as your subscription is active. Feel free to edit the article and presentation files to suit your needs.

5. Renewals

Monthly and annual subscriptions will automatically renew at the end of each term. If your credit union pays by credit card, your credit card will be charged on the renewal date. If your credit union pays by check, an invoice will be issued on the renewal date.

6. Cancellation

If at any time you are unsatisfied, you can cancel with no questions asked. Email info@currencymarketing.ca to let us know that you’d like to discontinue your subscription.

7. Removal

If you decide to cancel your subscription, your credit union will need to stop using all content within one month of cancellation. This includes removal of videos from your YouTube channel and all content from your website and social channels.

8. License and use

Currency hereby grants your credit union a non-exclusive license to use the It’s a Money Thing content packs for as long as your subscription is active.

9. Trademark and ownership

Currency owns the trademark rights to “It’s a Money Thing” in the United States and in Canada. Currency grants your credit union a license to use the term “It’s a Money Thing” for as long as the subscription is active.

10. Discontinuation of new content production

Currency is committed to producing at least 36 content packs. Should Currency, for whatever reason, decide to stop producing new content packs after 36 have been produced, all active clients that reach the maximum delivery of 36 content packs will be permitted to continue using the delivered content for a fee of $1,000 USD per year.

11. Assignment

This agreement may not be assigned by your credit union without the prior written consent of Currency. Your credit union may not provide the content to any other business without Currency’s permission.

12. Failed credit card payments

Currency will continue to charge the credit card provided. If for some reason the credit card payment does not go through and the payment cannot be resolved within 30 days, the subscription will be considered canceled and It’s a Money Thing content must cease to be used by your credit union. If you need to change the credit card number that is securely kept on file, please email info@currencymarketing.ca to let us know. We will phone you back to get the updated credit card number. 

13. Indemnification

Your credit union indemnifies and holds harmless Currency and its affiliates and their respective directors, officers, agents and employees from any and all damages incurred by the credit union’s use of It’s a Money Thing content. Currency is not responsible for any financial decisions made by any person, or financial or product decisions made by the credit union.

Updated April 18, 2016